3. Where does TunaiKita get its money to lend to me?
Like any other peer-to-peer lender governed by OJK’s POJK/77 peer-to-peer licensing framework, TunaiKita’s funding source for loans is provided by peer lenders that enter into lender-arranger contracts with TunaiKita.
These peer-to-peer lenders tend to be institutional lenders that are looking for a financial return in exchange for lending their money through TunaiKita’s arranger services. This is reflected as service fees that you pay on your loans.